Say Yes To Canadian Working Capital Solutions - Say No To Financing Cash Flow Obstacles !

Today the goal is fairly simple. We'll identify some of the obstacles encountered by Canadian business when it comes to financing cash flow, and, as importantly we'll demonstrate some traditional as well as new forms of working capital solutions for the Canadian business owner and financial manager.One of the reasons we like talking to clients on this subject is simply for the fact that certain terms in financing, i.e. ' working capital' and 'cash flow' are often overworked and not properly understood.Let's look at working capital as an example. Your accountant or your text will talk about that being the difference between current assets and current liabilities. We think a more clear way to understand that concept, and certainly a more ' real world ' one is to think of your business having hundreds of daily, weekly , or monthly ' incidents .Incidents? Yes, incidents such as making a sale,custom bobbleheads, recording a receivable, buying inventory, shipping inventory,custom bobbleheads, finally collecting that receivable,,,Facebook Pages Used For Offline Marketing, etc. Those tens, hundreds or thousands of incidents change your balance sheet accounts every time, and their year end summary of activity reflects ' sources' and ' uses ' of cash flow - i.e. where it came, where it went!Your ability to understand the ' turnover ' in your accounts will ultimately reflect your ability to address, and understand cash flow challenges,custom bobblehead, and our proposed ' fix' re: solutions.For a manufacturing company the process is,custom bobblehead, for example,Why It Is Important To Choose The Right Attorney,., well defined. Buy inventory... make products,California Golf Courses,personalized bobblehead, sell and invoice those products, and collect your funds. It's a simple three step process right? But what happens when your cycle of operations is long,personalized bobblehead, or complicated. That's when financing challenges occur. Canadian business owners must be in a position to understand where profits went,personalized bobble heads, why A/R and inventory might be done but not profits up,customized bobbleheads, and where funds will be found to purchase new assets.Misunderstanding of cash flow is rampant we feel. We read about it being a ' yardstick measure of success ' in investments. We note our financials have a ' cash flow ' statement. Our accountant gave us a ' discounted cash flow ' analysis,English To French Translation Quality Cannot Be Compromised, and we're working on a ' cash flow budget. Talk about a very convenient catch phrase!So once we finally get a handle on understanding and addressing working capital solutions the financing of cash flow becomes a lot easier.So what about those working capital solutions we spoke of,customized bobbleheads, traditional, and otherwise. Options to enhance your cash flow needs are available to the Canadian business owner.They include bank lines of credit, government SBL loans for new assets,customize bobblehead, which in turn save cash outflows for new assets. And don't forget equipment leasing as a solid asset finance vehicle. Receivables and inventory can be financed via one working capital or asset based lending facility,personalized bobbleheads, or separately via boutique offerings through specialized commercial finance firms. More esoteric financing, yet 100% viable and effective are the monetizing of SR&ED claims, as well as purchase order financing.So what's our bottom line? Simply that there are achievable goals in addressing working capital expectations - but those goals must be appropriate to the specific cash flow challenge,personalized bobbleheads, in terms of structure and rates. Make a commitment to address financing cash flow,customize bobblehead, and speak to a trusted, credible and experienced Canadian business financing advisor on those very solutions.